Injured on the Job, In Need of Workers' Compensation?

Injured on the Job, In Need of Workers' Compensation?

According to the State of Florida’s Department of Workers’ Compensation, you need to do these three things if you’re injured on the job:

  • Notify your employer immediately to get the name of an approved physician. Workers’ comp insurance may not pay the medical bills if you don’t report your injury promptly to your employer.
  • Notify the doctor and medical staff that you were injured on the job so that the bills may be properly filed.
  • If you have any problems with your claim or suffer excessive delays in treatment, contact the State of Florida’s Division of Workers’ Compensation at 1 (800) 342-1741.

Need more information as a Florida employee, please download this workers’ compensation brochure, made available by Florida’s Division of Financial Services.

Here are some Frequently Asked Questions (FAQ), answered by Florida Department of Financial Services.

DO I HAVE TO PAY ANY OF MY MEDICAL BILLS?

No, all authorized medical bills should be submitted by the medical provider to your employer’s insurance company for payment.

Reference: Section 440.13(14), Florida Statutes

HOW LONG AFTER AN ACCIDENT DO I HAVE TO REPORT IT TO MY EMPLOYER?

You should report it as soon as possible but no later than thirty (30) days or your claim may be denied.

Reference: Section 440.185, Florida Statutes

WHAT KIND OF MEDICAL TREATMENT CAN I GET?

The medical provider, authorized by your employer or the insurance company, will provide the necessary medical care, treatment and prescriptions related to your injury.

Reference: Section 440.13(2), Florida Statutes

WHAT CAN I DO WHEN IT IS DIFFICULT TO GET A PRESCRIPTION FILLED OR I AM HAVING PROBLEMS WITH THE PHARMACY WHERE I GET MY WORKERS’ COMPENSATION MEDICATION?

In Florida, an injured worker has the right to select a pharmacy or pharmacist. Florida law prohibits interference with your right to choose a pharmacy or pharmacist. However, a pharmacy is not required to participate in the workers’ compensation program. If at any time, you become dissatisfied with your pharmacy or pharmacist’s services, you can seek another pharmacy to fill your prescriptions.

Reference: Section 440.13 (3)(j), Florida Statutes

IF I SETTLE MY CLAIM FOR MEDICAL BENEFITS WITH THE INSURANCE COMPANY AND MY CONDITION GETS WORSE LATER, WHO PAYS FOR MY FUTURE MEDICAL CARE, SURGERIES, ETC?

You are responsible for your future medical needs after your claim for medical benefits is settled.

WILL I BE PAID IF I LOSE TIME FROM WORK?

Under Florida law, you are not paid for the first seven days of disability. However, if you lose time because your disability extends to over 21 days, you may be paid for the first seven days by the insurance company.

Reference: Section 440.12, Florida Statutes

MY EMPLOYER AND THE INSURANCE COMPANY HAVE DENIED MY CLAIM FOR WORKERS’ COMPENSATION BENEFITS. DO I NEED LEGAL REPRESENTATION TO GET MY BENEFITS? WHAT SHOULD I DO?

It is your decision whether or not to hire an attorney. However, the EAO can assist you and attempt to resolve the dispute. If unable to resolve, the EAO can further assist you in completing and filing a Petition for Benefits. This service is provided at no cost to you. For assistance call: (800) 342-1741 or e-mail wceao@myfloridacfo.com. For the location of the nearest EAO, see District Offices.

Reference: Section 440.191 440.192, Florida Statutes

Call our office at (813) 549-7465 to find out if we accept your employer’s workers’ compensation or to get more information about workers’ compensation.

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